Thursday, December 22, 2011
Monday, December 19, 2011
Merry Christmas!
Christmas is what we make of it. Christmas is so much more than a few days off. Christmas is a time to reflect on the real reason for the season. Spend a little time with those you love and those who love you. Visit the sick or comfort the lonely.
With Christmas now just a few days away I wanted to share my Christmas wish for you and yours. May you discover and enjoy all the season represents; peace, joy and good will toward all. That's what Christmas is all about.
Merry Christmas! And thank you for being a part of my life.
Francine.
Tuesday, December 6, 2011
This Just In . . . December 6, 2011
It's Time to Buy!
Thinking about buying a home? Now's the time. You can learn more about how to get started at our Homebuyer Club informational meeting next Wednseday, December 14. We will meet with Joy Upshire from Skywest Mortgage who will talk to us about a few of the downpayment assitance programs for 1st time buyers. Interested? R.S.V.P. here. Or call 916-631-1909 and leave your name, email and contact number.
Step/One Homebuyer Club informational meeting - Wednesday, December 14 at 6:00p - 9381 E. Stockton Blvd., Elk Grove, CA
Christmas seems to have become so superficial. I remember the simple things like spending time with people who matter; friends, family and colleagues you enjoy. Where thought goes into the gifts given. And how you reflect on the reason for the season and do something for others from the heart; like visiting someone in a care home or bringing food to a family in need. What's your favorite simple Christmas memory? Don't have one? Create one today. Merry Christmas!
YouTube Video Tip of the Week:
Monday, November 7, 2011
This Just In . . . November 8, 2011
Welcome new friends & clients:
Dean & Stacy N.
Joe & Lynn C.
James & Renee W.
Thank You Veterans!
YouTube Tip of the Week:
Buyer & Seller Help:
Late October, the Federal Housing Finance Agency (FHFA) announced important changes to the Home Affordable Refinance Program (HARP) to help millions of underwater borrowers whose mortgages are backed by Fannie Mae and Freddie Mac. The changes will allow borrowers who are current on their mortgage payments to save an average of $2,500 a year by refinancing their mortgages, regardless of what their homes are worth. The revamped HARP Program will also streamline the refinancing process, eliminating certain types of appraisals and underwriting requirements, and reducing or eliminating fees that prevented homeowners from refinancing in the past. The FHFA is working on details of the new rules, which should be finalized by Nov. 15. Banks may be able to start issuing refinanced loans by Dec. 1. We’ll continue to keep you updated on this issue. CAR.org
Click to launch the full edition in a new window
Got questions? Get Answers! 916-631-1909
Tuesday, October 25, 2011
This Just In . . . October 25, 2011
Reminder: Daylight Savings Time ends November 6. At 2:00a, set your clocks back one hour.
Welcome New Friends & Clients . . .
Marilyn H.
Huey H.
Asra R.
Greater Sacramento Regional News & Events
Did You Know . . .
Famous West Sacramento Residents
- Malcolm Floyd, NFL Wide Receiver
- Eugene Garin, contemporary seascape artist
- Burney Lamar, NASCAR driver
- Oleg Maskaev, former World Boxing Council heavyweight boxing champion of the world
- Anthony Portantino, CA State Assemblyman from La Canada Flintridge lives in a condo near the river when the legislature is in session
- Steve Sax, former LA Dodgers 2nd baseman
First Time Buyer? Get Started here:
Unless you plan to pay cash, you will need to get a loan to purchase your home or investment property. Having a good loan professional is key for making the right decision about which loan product best suits your need. Connect with your banker or call on one of these local lenders.
Having difficulties selling?
Selling a home in today's market can be stressful if you don't have the right information or the right tools. That's why it's so important to connect with a good real estate professional who will help guide you through the process. Need to sell and not sure what to do? Give me a call. If I'm unable to help I'll get you to someone who can. No matter what situation you find yourself (traditional, probate, short sale or foreclosure), it never too late to get help.
We want to hear from you!
Got an idea or tip you'd like to share? Post it here!
Tuesday, October 18, 2011
This Just In . . . October 18, 2011
- Welcome New Friends & Clients . . .
Asra R.
- Greater Sacramento News
- Did You Know . . .
In 1850 and again in 1861, Sacramento citizens were faced with a completely flooded town. After the devastating 1850 flood, Sacramento experienced a cholera epidemic and a flu epidemic, which crippled the town for several years. In 1861, Governor Leland Stanford, who was inaugurated in early January 1861, had to attend his inauguration in a rowboat, which was not too far from his house in town on N street. The flood waters were so bad, the legend says, that when he returned to his house, he had to enter into it through the second floor window. From 1862 until the mid-1870s Sacramento raised the level of its downtown by building reinforced brick walls on its downtown streets, and filling the resulting street walls with dirt. Thus the previous first floors of buildings became the basements, with open space between the street and the building, previously the sidewalk, now at the basement level. Most property owners used screw jacks to raise their buildings to the new grade. The sidewalks were covered, initially by wooden sidewalks, then brick barrel vaults, and eventually replaced by concrete sidewalks. Over the years, many of these underground spaces have been filled or destroyed by subsequent development. However, it is still possible to view portions of the "Sacramento Underground".
Tuesday Tips:
_______________________________________________________
Get Help Here . . .
|
 |
|
| ||
| Pre Foreclosure & Short Sale Help
|
|
|
Monday, October 10, 2011
This Just In . . .
- Welcome New Friends & Clients . . .
Janis H.
Christine A.
- Greater Sacramento News
- RE FAQ #14 -
Why Some locations don't work for FHA loans
- Did You Know . . .
Sacramento is the oldest incorporated city in California, incorporated on February 27, 1850.
- Fran's YouTube Tip of the Week:
_______________________________________________________
Get Help Here . . .
|
Lender Information:
Rates are unbelievably great!!! Prices this low and rates this low will not last forever. The hardest thing is that when prices go one direction for so long it’s hard for a consumer to believe that it will do anything different other than to continue on the same path. Do you remember when prices went up and up and up? Most everyone believed it would do nothing but that. We have the reverse scenario now and GUESS WHAT?….. I can’t say exactly when, but over time this unbelievably great market to buy WILL CHANGE! For those who can… let them know now is the time to take advantage of it. JUST MY OPINION!
In today’s current real estate market we understand that many big banks are not wanting to approve borrowers or simply conditioning these borrowers to no end. We have been fortunate enough to save a lot of transactions from falling apart, as well as create more opportunities for many borrowers and real estate agents. So we would like to share our new Second Chance Application with you. We also have a lot of experience with credit restoration; for example, in a situation where a borrower was not approved we have helped repair credit in less than one week allowing for loan approval.
Why rent, when you may be able to buy your own home . . . for only a bit more than you're paying each month in rent? |
See how much money you could be directing toward a growing investment, which you can use to turn even more dreams into a reality in the future.
Begin to enjoy the personal and practical benefits of being a homeowner. Get more information on the affordable loan programs that enable renters to become home owners. We can help you choose a home-financing program that fits your individual needs and budget.
|
| ||
| Pre Foreclosure & Short Sale Help
|
|
|
Monday, October 3, 2011
This Just In . . .
- Welcome New Friends & Clients . . .
Tony C.
Paul's Story -
We met Paul & Candy after one of our open house events in West Sacramento. Paul & Candy were living in a cramped little rental with their daughters, mom, two cats and two dogs. They desperately needed more space. After our intial meeting we found that Paul was already qualified for a loan. We then set out on our mission to help them find the home that would be perfect for their family goals. It's been a little over a year now and Paul and Candy are still enjoying their new home. You may remember their wedding photo from my last post.
- FAQ #2 - What's My home worth?
Knowing what your home is worth is important information to have if you are thinking of selling or refinancing your home. Find out what your home is worth in today's market. Click here.
Cooper Comes Home!
Senator Garage Celebrates 85 Years!
- Did You Know . . .
Sacramento has more trees per capita than any other city in the world!
- Fran's YouTube Tip of the Week:
New Listings:
2722 Fairfield - Sacramento, CA
New Price
38 Still Beach Ct. - Sacramento, CA
________________________________________________________________________
Get Help Here . . .
|
Lender Information:
Rates are unbelievably great!!! Prices this low and rates this low will not last forever. The hardest thing is that when prices go one direction for so long it’s hard for a consumer to believe that it will do anything different other than to continue on the same path. Do you remember when prices went up and up and up? Most everyone believed it would do nothing but that. We have the reverse scenario now and GUESS WHAT?….. I can’t say exactly when, but over time this unbelievably great market to buy WILL CHANGE! For those who can… let them know now is the time to take advantage of it. JUST MY OPINION!
In today’s current real estate market we understand that many big banks are not wanting to approve borrowers or simply conditioning these borrowers to no end. We have been fortunate enough to save a lot of transactions from falling apart, as well as create more opportunities for many borrowers and real estate agents. So we would like to share our new Second Chance Application with you. We also have a lot of experience with credit restoration; for example, in a situation where a borrower was not approved we have helped repair credit in less than one week allowing for loan approval.
Why rent, when you may be able to buy your own home . . . for only a bit more than you're paying each month in rent? |
See how much money you could be directing toward a growing investment, which you can use to turn even more dreams into a reality in the future.
Begin to enjoy the personal and practical benefits of being a homeowner. Get more information on the affordable loan programs that enable renters to become home owners. We can help you choose a home-financing program that fits your individual needs and budget.
|
| ||
| Pre Foreclosure & Short Sale Help
|
|
|
Sunday, September 25, 2011
This Just In . . .
Get Help Here . . .
Rates are unbelievably great!!! Prices this low and rates this low will not last forever. The hardest thing is that when prices go one direction for so long it’s hard for a consumer to believe that it will do anything different other than to continue on the same path. Do you remember when prices went up and up and up? Most everyone believed it would do nothing but that. We have the reverse scenario now and GUESS WHAT?….. I can’t say exactly when, but over time this unbelievably great market to buy WILL CHANGE! For those who can… let them know now is the time to take advantage of it. JUST MY OPINION!
In today’s current real estate market we understand that many big banks are not wanting to approve borrowers or simply conditioning these borrowers to no end. We have been fortunate enough to save a lot of transactions from falling apart, as well as create more opportunities for many borrowers and real estate agents. So we would like to share our new Second Chance Application with you. We also have a lot of experience with credit restoration; for example, in a situation where a borrower was not approved we have helped repair credit in less than one week allowing for loan approval.
 
916-266-4402
Why rent, when you may be able to buy your own home . . . for only a bit more than you're paying each month in rent? |
 | ||
Pre Foreclosure & Short Sale Help
|
 |
| FREE Handbook |
Tuesday, September 20, 2011
Its Tuesday! - Sep 20
There are basically two reasons homes don't sell. Price and promotion. If the home is priced competitively the only other option for it not selling is exposure. With the digital resources available in today's market make it very cost effective for properties to reach a mass audience locally, nationally and internationally. See our marketing plan.
There are great many things to look forward to in the fall. The cooler temperatures, the beauty of the changing colors and favorite fall foods: Check out some fall favorites from the FoodNetwork. One other fall note: Daylight savings time ends November 6 at 2am. What do you like most about fall? Post your comments below.
Sacramento Neighborhood Gets Makeover - Oak Park Residents Hope for Change
